Реферат: Business Plan
Peak sales
As I plan to establish consultant service by using database that helps to find products, my sales will depend on the sales of market. Within Russia, most retail sales occur during the New Year holiday season and during the season of the men’s and the women’s holidays (February 23 and Mart 8). As a result, the biggest sales will be during the winter season because during that time there are the biggest quantity of clients, but at this time there is also a downturn in cash. I think that some decline will be at other seasons, especially during summer because a lot of people are going on vocation. There is an increase in sales at the end of summer because students prepare for school and colleges and buy a lot of non-food things. So, the best time is the end of December, the end of February, the beginning of Mart, the end of August and the beginning of September. During this time, I will have the biggest cash inflow.
OPERATIONS PLAN
Each consulting center will be located at the doorways of the shopping centers. The average square of a center will be 16 m2. One center will have the computer (Pentium 3, 550-750 hertz, 128 RAM) with a monitor and a modem, the printer (Canon LBP-800) and a telephone/fax. Each computer will have the database of goods at markets, Windows 2000, Microsoft Office package, the Internet application and Web-design programs. Office equipment will be a computer table, a chair, and the document cupboard. In addition each consulting center will have the pack of paper for printing and some writing implements. A manager will deliver the cartridges for a printer, when they are necessary.
The working time of my business will be the same as the working time of the shopping center «Irkutskiy», the shopping center «Fortuna», and the shopping center «Complex». The «Irkutskiy» and the «Complex» working hours are from 10 am to 8 pm, so the consulting centers in these markets will be opened during this time. The consulting center in the shopping center «Fortuna» will work from 9 am to 7 pm. The web site will be available 24 hours a day. The phone center will work from 9 am to 9 pm.
The information will be updated by consultants of consulting centers that have liabilities to collect changes in information after the workday and put it in the database.
FINANCIAL PLAN
Necessary Financing
For my operation I will need $2,250 at the beginning of the second year of existence. If the demand for my service will be as projected then I will open the second consulting center in the shopping center «Fortuna», so I will need financing to buy the fixed assets. This loan will be necessary to support my development.
Cash Budget
|
2003 |
2004 |
2005 |
|
|
Operating activities |
|||
| Net income | $1 331 | $3 075 | $3 510 |
| Depreciation | $694 | $1 674 | $2 073 |
| Net cahs provided by operating activities | $2 025 | $4 750 | $5 583 |
|
Long-term investing activities |
|||
| Cash used to acquire fixed assets | -$1 273 | -$1 336 | -1403,31 |
| Cash used to acquire intangible assets | -$829 | -$871 | -$914 |
| Net cash provided by investing activities | -$2 102 | -$2 207 | -$2 317 |
|
Financing activities |
|||
| Owner's investments | $2 102 | $0 | $0 |
| Increase in notes payable | $0 | $2 207 | $0 |
| Net cash provided by financing activities | $2 102 | $2 207 | $0 |
| Net change in cash |
$2 025 |
$4 750 |
$3 266 |
| Cash at the beginning of year |
$0 |
$2 025 |
$6 774 |
| Cash at the end of year |
$2 025 |
$6 774 |
$10 040 |
Balance Sheet
|
Assets |
|||
|
2003 |
2004 |
2005 |
|
|
Current assets: |
|||
| Cash | $2 025 | $6 774 | $10 040 |
|
Fixed assets: |
|||
| a computer | $500 | $1 025 | $1 576 |
| a monitor | $250 | $513 | $788 |
| a modem | $80 | $165 | $253 |
| a printer | $153 | $313 | $481 |
| office equipment | $200 | $410 | $631 |
| a telephone/fax | $90 | $185 | $284 |
| Less accum. depreciation | $420 | $1 434 | $2 689 |
|
Total fixed assets |
$853 |
$1 175 |
$1 323 |
|
Intangible assets: |
|||
| a database | $661 | $1 355 | $2 083 |
| Other software | $168 | $345 | $531 |
| Less accum. depreciation | $274 | $934 | $1 752 |
|
Total intangible assets |
$556 |
$766 |
$862 |
|
Total assets |
$3 433 |
$8 715 |
$12 225 |
|
Liabilities |
|||
| Long-term notes payable | - | $2 207 | $2 207 |
|
Owner's equity |
|||
| Nikolay Belih, capital | $3 433 | $6 508 | $10 018 |
|
Total Liab. and Equity |
$3 433 |
$8 715 |
$12 225 |
